Adalfi is solving the problem of Pakistan’s poor consumer credit access by partnering with banks to increase access to credit for their existing customers. 

Adalfi partners with a bank that offers it 24 months of data on its existing customers including balances, transactions, and more for Adalfi to tune its lending model. 

Customers can apply on a bank’s website or app for a loan and Adalfi automates the process of underwriting and issuing short-term loans today and long-term loans in the near future.